And I went with American Collection - only because I checked with USAA (my insurance company) who did not cover books - but they partner with American collection - and you get a slight discount (10%). Also very easy to work with - it was quick, only have to document/list books valued over $2000 and supply a picture of book /upload online. Plus I have no art

Heck with Misery limited and lettered coming my way - figured it was about time